FAQs

How does the application process work on your network?

To get started with us, first of all you need to confirm the loan eligibility criteria as stated below-

  • The citizenship of Canada,
  • At least 18 years of age,
  • A stable employment with a monthly income of either CA$1000 or more and
  • And active bank account in your name that accepts online transaction.

Once you fulfill the condition, just generate your request for the loan using an online application form. The lender will review your application and take decision regarding its approval or rejection instantly. Make sure that your application doesn’t contain any mistake; otherwise the lender will reject your application.

How much money can I get?

It will depend upon your current financial status, loan repayment condition and employment status. Generally, you can get money up CA$1000.

Do I need to place collateral to get the loan application approved?

No, not at all. Such loans are approved against your next paycheck. So, you don’t risk your valuable property at all. However, this makes the loans a little bit expensive and you need to be careful about that.

Can I get approved for the loan if my precious credit scores are unimpressive?

The credit lenders takes the decision (regarding the approval or denial of your application) based on your current employment status, overall financial condition and repayment potential. Just convince the lender that you have resources to repay the borrowed money on time and meet the lender’s terms and conditions and get the things done easily and quickly.

How soon I can get the loan once it is approved? What about the loan repayment?

If you are approved for the 18monthloans.CA, you can avail funds as soon as one business day. In some cases, the transfer of funds may get delayed depending on your bank.

The loan is automatically credited and debited from your bank account. So, you don’t need to get worried about the loan repayment. There should be sufficient balance in your bank account on the date of loan repayment to so that the repayment can take place automatically. Ask for a loan extension if you are unable to pay off the loaned money on the due date.

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